Auto Loans Menu
Auto Loan Products
- Invest in America – DCU is participating in this program through the MA CU League and CUDL. Credit Unions throughout the US have partnered with GM and Chrysler to help members during these tough times. Members can save up to thousands of dollars on a brand new vehicle.
- Auto Loans – Qualified borrowers can finance up to 120% of the purchase price with no downpayment for up to 84 months. Business Vehicle and Equipment loans are also available (with some restrictions).
- Second Chance Auto Loans – Wouldn't you like to reduce the monthly cost of owning a car? With a Second Chance Auto Loan, DCU may be able to lower your monthly payment, reduce your interest, or both. Let us see what we can do for you.
- Auto Loan Checks – Ask for one when you apply. It's like shopping with cash in your hand. It's good for your maximum approved loan amount.
Auto Loan Applications and Disclosures
Download Adobe Acrobat to view .pdf files. Version 6.0 or later required.
- Apply Online
- Are You Already Approved? – Logon to PC Branch and look for a message on the Account Balances screen. If you are, you can accept your approved loan online.
- Vehicle Loan Application (.pdf format) – Use to apply for DCU Vehicle Loans if you don't want to apply online.
- Loan Payment Method Authorization (.pdf format) – Use to have DCU set up electronic loan payments by transfer from your DCU savings or checking account. Note: you can set this up on your own with Internet PC Branch Automatic Transfers.
- Schedule of Fees and Service Charges (.pdf format)
- Intent to Sell Form (.pdf format) – Provide to DCU if you are buying a vehicle through a private sale.
Related Services and Tools
- Auto Insurance from DCU – You can count on us for good service, good value, and expert help in choosing the best auto insurance solution for you and your family.
- StreetWise Guide to Auto Buying – Before you start shopping, read this guide. You'll know the tricks of the trade and save thousands at the dealership.
- Skip-A-Payment – Now you have the option to skip a loan payment without impacting your credit rating.
- Current Loan Rates
- Payment Protection – Helps relieve the pressure of your loan payments during certain unexpected events.
- Mechanical Breakdown Insurance – Available through DCU, it covers you for out of pocket repairs on both new and used cars at half the cost of an extended warranty.
- Guaranteed Asset Protection – If your car is totaled or stolen, this optional insurance covers the difference between the insurance settlement and the loan balance.
- CARFAX® Vehicle History Reports™ – This inexpensive service can prevent you from buying a returned lemon or damaged used car.
- How Finance Charges are Computed – This page explains how to calculate the interest on your loan.
- StreetWise Guide to Credit and Credit Management – Learn how to get and keep a good credit rating. Learn how to recognize and deal with credit problems.
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2010. Digital Federal Credit Union