DCU Business Accounts
Many banks require you to pay high fees and maintain high minimum balances on their business accounts. Not DCU. We virtually eliminate these expenses and pass the savings on to you. DCU Business Accounts will make your business more profitable.
To open a DCU Business Account, all sole proprietors, partners in a partnership, members of a limited liability company, or stockholders of a corporation must be in DCU's field of membership.
Open a DCU Savings Account under your business name. This account offers a competitive dividend rate and the key to unlocking the door to DCU's other quality products and services.*
You can apply for a Business Checking Account at the same time you are opening your Business Membership (Savings Account). You can also open one any time after by completing and submitting another Business Account Application. Online front and back check images (up to twelve months of checks) are always available free through PC Branch.
If you keep a monthly daily average requirement of $20,000 or more in your account, you may want to check out our Premier Business Checking Account. You'll earn high tiered dividends.
With a low minimum investment, you can earn competitive dividends above the basic savings account in a Tiered Money Market Account.* The greater your balance, the higher the dividends you earn. All funds can be withdrawn anytime, 24 hours a day, with no minimum withdrawal amount. Optional free DCU Custom checks are available. Online front and back check images (up to twelve months of checks) are always available free through PC Branch.***
With a low minimum balance, DCU Certificates allow you to lock in our highest rates and maximize your return.* Choose terms from 3 to 60 months.
DCU offers several IRAs, suitable for your Simplified Employee Pension or Savings Incentive Match Plan for Employees programs.*
You get free access to your business accounts with PC Branch. You can:
- View your account history
- Transfer money between your accounts
- Withdraw by check – mailed to business address
- Pay bills free saving you valuable time, checks, and postage. With this pay anyone service, you can even use bill payer to send checks from your account to your employees.
Make transfers, withdrawals by check, and more. Just call 508.263.6700 or 800.328.8797 from any touch-tone phone and select 6. Easy Touch is free and is available 24 hours a day.
You can make unlimited withdrawals, deposits, transfers, or verify your balances free at our conveniently located DCU ATMs. You can also make unlimited free transfers and deposits (where accepted) at ATMs displaying the symbol for at least one of the networks below: **
| Cirrus® | CO-OP NetworkSM | Visa® |
| SUMSM | NYCE® | |
As a Sole Proprietor, the funds in your business account are insured by the National Credit Union Administration (NCUA) up to $250,000 in combination with the funds in your personal accounts. All funds held in an account for a Partnership, Limited Liability Company, or Corporation engaged in an independent activity are separately insured by the NCUA for the $250,000 maximum. See brochure "Your Insured Funds" for additional details.
Just complete and submit the Business Account Application to open your account today. If you have any questions regarding DCU's Business Accounts or any of our other products and services, please call the Information Center, weekdays from 8:00 am to 9:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.
* For current rates, see our Rates page.
** Balance inquiries and withdrawals are $1 each. Some institutions may charge you extra to use their ATMs.
*** Limit up to 3 checks per month by Federal Regulation.
****IRA= Individual Retirement Accounts
** Balance inquiries and withdrawals are $1 each. Some institutions may charge you extra to use their ATMs.
*** Limit up to 3 checks per month by Federal Regulation.
****IRA= Individual Retirement Accounts
Terms and conditions of DCU's Business Accounts and available products and services are printed in DCU's Truth-in-Savings Disclosure and Account Agreements, Electronic Services Disclosure and Agreements, and Certificate Disclosure and Agreement. Fees and/or Service Charges are printed in DCU's Schedule of Fees and Service Charges. Current rate information is printed in DCU's Rate Information sheet. All of the above are available at any DCU Branch or by calling the Information Center.
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2010. Digital Federal Credit Union