DCU Personal Computer Loans
DCU offers an installment loan on any personal computer you choose. You may borrow up to $10,000 with terms up to 3 years. You may also include your peripherals, such as a printer or scanner, if on the same sales order.
If you have a Loyalty Checking Plus relationship and make electronic payments for the full term of your loan, your interest rate will be 1/2% below that for other payment methods. See below for more on qualifying repayment methods.
Rates are also based on your personal credit history. See our rates page for current interest rates. Use our Loan Calculators to help you determine the loan financing and payment options that are best for you.
Repaying is easy. You can set up your loan for weekly or monthly payments. Each payment will be the same amount. That amount, and how your previous payments were applied to principal and interest, are shown on your regular DCU monthly statement.
You can repay electronically and qualify for our best rates any of three ways. (1) You can repay online with Internet or Wireless PC Branch with a simple transfer from any of your DCU savings accounts. When you set up Automatic Transfers with PC Branch, it's even more convenient. (2) You can also make loan payment transfers by phone with Easy Touch. (3) Finally, you can have us automatically make the payments by automatic transfer for you. All you need to do is fill out and send us your authorization form. You can even make Loan Principal-Only Payments on Easy Touch.
In addition, you can repay at a DCU ATM, at any DCU branch, or by mail with a loan payment coupon. These methods do not qualify for Direct Deposit/Electronic Payment rates.
There are many convenient ways to apply for a DCU Personal Computer Loan...
- Apply on line 24 hours a day. Most members get an answer while still online.
- Apply by Phone 24 hours a day through our Loan Call Center with a DCU Representative. Just call 508.263.6700 or 800.328.8797 and select 3.
- Apply In Person – Visit any DCU Branch to apply.
If you have any questions, please speak with a Customer Service Representative at your nearest DCU branch or call our Information Center weekdays from 8:00 a.m. to 11:00 p.m., and Saturdays 9:00 a.m. to 3:00 p.m., Eastern time.
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2010. Digital Federal Credit Union