Smart Money Auto Loan
Get a 1% discount^ with at least 20% down.
Making a larger down payment on a car means you'll owe less from the start and pay less interest overall. And with savings rates down, you won't give up much in dividends. That's shrewd money management!
Making a larger down payment on a car means you'll owe less from the start and pay less interest overall. And with savings rates down, you won't give up much in dividends. That's shrewd money management!
Put down at least 20% of the purchase price or book value (maximum 80% loan-to-value) at the time of purchase and you qualify. Use your DCU savings and/or trade for the down payment.
Discount on auto loan rates with a term of 60 months or less.^
Same rates for new or used vehicles.
Same rates for new or used vehicles.
This is a limited time offer!
Apply now before you shop...
Apply now before you shop...
^1% discount is off the current DCU auto loan rate for which you normally qualify based on personal credit history, account relationship, and payment method. For loans of 60 months or less. Motorcycles, RV's, Refinances of DCU loans, and Private Auto Sales do not qualify.
Let us finance your vehicle!
Thousands of DCU members finance their cars, trucks, and vans with DCU instead of dealers or banks every year. Why? Because they know DCU is a not-for-profit financial institution they own. Wouldn't a financial institution you own work harder for you than a for-profit company? We make loans for buying your vehicle more affordable, easier to get, and more flexible than you'll find elsewhere.
How to qualify for Loyalty Checking Plus benefits include...
- Maintain Direct Deposit of your net pay, Social Security, or pension into your DCU Checking Account or make regular purchases with your DCU Check Card by signature debit (choose credit) or PIN
- Use your DCU Visa® Credit Card as your everyday card or have an active loan with DCU.
Convenient electronic repayment options that qualify include...
- Weekly Automatic Transfer – With this method, you'll actually pay off your loan faster and save interest. That's because we divide your normal monthly payment by four to arrive at your weekly payment. As a result, you'll make one extra full monthly payment per year.
- Monthly Automatic Transfer – You can choose to have us transfer your payment automatically each month on the due date.
- PC Branch or Easy Touch Transfers – You can agree in writing to satisfy your monthly payment on or before the due date yourself using PC Branch or Easy Touch Telephone Teller. PC Branch allows you to make one-time transfers to your loan account or you can set up recurring transfers that happen automatically. You can even make them using Wireless PC Branch over your web-enabled digital cell phone or PDA (Palm OS).
If you're not already approved, it's easy to apply!
- Apply online 24 hours a day. Most members get an answer while still online.
- Apply by phone 24 hours a day at 508.263.6700 or 800.328.8797 (select 3). Most members get an answer while still on the phone.
- Apply at any DCU branch during business hours. Download and fill out a printable vehicle loan application (pdf format) before you come in to save time.
- Apply by fax to 508.263.6392 with a printable vehicle loan application (pdf format).
- Apply by mail using the same printable application.
